Bankruptcy: Documents Needed for 341 Meeting of Creditors

During the course of every Chapter 7 and Chapter 13 bankruptcy case, the debtor is required to attend a meeting with a trustee. This meeting is called the 341 meeting of creditors. The name comes from the section of the Bankruptcy Code that states that the meeting must take place. Creditors are allowed to attend the meeting to question the debtor but seldom do. Debtors must bring two types of documents to their 341 meeting: proof of identity and proof of social security number.

To prove their identity the debtors can produce one of the following documents:

1. State driver’s license
2. Government ID
3. State ID
4. Student ID
5. U.S. passport
6. Military ID
7. Resident alien card
8. Mexican consulate card

To prove their social security number the debtors can produce one of the following documents:

1. Social security card
2. Medical insurance card
3. Pay stub
4. W-2 form
5. Internal Revenue Service Form 1099
6. Social Security Administration report

The debtor must produce one original document from each list proving both identity and social security number. Copies are not sufficient. Without these documents the 341 meeting cannot proceed and without completing the 341 meeting the debtor cannot receive a discharge in their bankruptcy case. The documents required for the 341 meeting are the same in Chapter 7 and Chapter 13 bankruptcy cases.